Choosing the right Medicare plan can be overwhelming, but you don’t have to navigate it alone. Working with an independent insurance agent offers many advantages that can help you make the best decision for your healthcare needs and budget.

Unbiased Advice & More Choices

Unlike agents who work for a single insurance company, independent agents have access to multiple carriers. This means they can compare a wide range of Medicare plans and help you find the best coverage at the most affordable price—without being tied to one provider.

Personalized Guidance

Your healthcare needs are unique, and your insurance should be too. An independent agent takes the time to understand your medical needs, prescription medications, and financial situation to recommend a plan that fits your lifestyle.

No Cost to You

Independent insurance agents are paid by the insurance companies, not by you. This means you get expert advice and assistance at no extra cost—whether you choose a plan or not.

Help with Enrollment & Beyond

Understanding Medicare enrollment periods and eligibility rules can be confusing. An independent agent will:

• Explain your Initial Enrollment Period, Special Enrollment Periods, and Annual Enrollment Periods

• Walk you through the application process

• Help you avoid penalties

• Be available year-round to answer coverage questions or help with plan changes

Ongoing Support & Advocacy

Your relationship with an independent agent doesn’t end after you enroll. If you have issues with claims, billing, or coverage, your agent can help you resolve them. As your health, financial and life situation changes, engaging your agent can help you keep the most appropriate coverage for your unique needs.

Assistance with Plan Reviews & Changes

Medicare plans and costs change annually. Your agent will help you review your plan during the Annual Enrollment Period (October 15 - December 7) and explore better options if needed.

Local Expertise You Can Trust

Independent agents are members of your community who understand the local healthcare landscape and the plans available in your area. This means they can provide insights specific to your state and network of providers.

Find the Right Medicare Plan with Plan Insight

At Plan Insight, we specialize in helping seniors navigate Medicare with confidence. Whether you’re enrolling for the first time, switching plans, or just need expert advice, we’re here to help.